An independent insurance broker is licensed by the state to represent and work for the consumer in the insurance purchasing and service process. Unlike an insurance agent who represents a single insurance company, a broker is independent of the insurance company and represents the client.
This independence allows the broker the freedom and opportunity to deal with multiple insurance companies rather than just one.
You will pay the same price for your health insurance coverage through a broker that you would pay if you went directly to the health insurance company.
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